David Harris
(405)-721-8482 Office
(405)-401-0327 Cell
Bill Thompson
(405)-209-5297 Cell
BuyCarNotes.com Inc.
Triple T Motors LLC
1224 N. Portland Ave,
Oklahoma City, Oklahoma 73107
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BuyCarNotes.com Highlights
- Accredited Business with the Better Business Bureau
- 17.64% Annual Interest Return Paid on a Monthly Basis
- 19.14% Annually from Our Automatic Reinvestment Plan
- Selling Car Notes to Individual Investors for Over 5 Years
- Receive UCC Documents Proving Ownership of Notes
- All of Your Car Note Investments are 100% Guaranteed
- Simple Investment Requiring Zero Work On Your End
- 3 Different Investment Options Covering All Needs
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Why Car Notes are the Smartest Investment in 2010...
The "Buy Here-Pay Here", "Special Financing" or "In House Financing" type of car dealers sell cars to people who can't finance vehicles elsewhere.
The used car dealer will finance these people themselves, thus creating car notes "in house".
At first blush this appears to be too risky for the dealer, but in reality the default rate (vehicle repossessions) our "Note Car Dealers Network" experiences is very low, at 20% or less. (I will get into how your investments are 100% protected from this 20% default rate later in this summary)
They qualify these people, more extensively than a bank would, making sure they have a good job, long term permanent address, 6+ references, sizable down payment and will customarily finance the vehicle for 21.0% APR.
Granted 21% APR is very high for the car buyer, but they are more than happy to pay that to rebuild their credit! They leave the car lot happy knowing they now have a dependable car with an extended warranty.
The biggest problem facing note lot car dealers is the amount of their own money they must put out on the street.
They can easily sell their car notes to banks and other financial institutions as many car note lots are often forced to do to free up funds, but for a huge loss as the banks only pay an insulting 50 to 60 cents on the dollar... and not only that, they still have to guarantee the car notes by replacing any defaults!
However, selling the car notes to you instead is a winning situation for both sides. You make an outstanding return of 17.64% (this is 84% of the 21.0% APR we get from the car buyer) and the car dealer eliminates their negative cash position enabling them to buy and sell more cars far more often.
Since the car dealers would have to guarantee the car notes to the banks anyway, their position is improved and you make a significant return on your investment.
Additionally, instead of the financial institution or bank dealing with the car buyer directly, we collect the monthly payments and send them straight to you every month. This way, we keep the customer and make sure he makes his payments every month (we call the car buying customer 2 days before each car payment is due if they are not on an optional automatic ACH withdrawl).
Right now we have over 20 car dealers in our "Note Car Dealers Network"... and growing fast!
This gives us access to millions of dollars worth of car notes. Many more dealers are pending our application and approval process to be included into our "Note Car Dealers Network".
buycarnotes.com takes ownership of all notes before they are sold to the end private investor, thus allowing us full control and the ability to guarantee EVERY note!
The default rate that our "Note Car Dealers Network" experiences is just 8% to 15% per year. This is far less than most suspect and is more than managable for us.
And for anyone that doesn't make their payments (defaults), a large surplus (over 25%) of car notes are held back to replace ALL car notes which become delinquent!
As for the defaults, the vehicles are simply repossessed (all cars have GPS trackers installed) thus securing the delinquent note, refurbished and resold creating another car note that will be sold at a later time.
If you do have a car note(s) that defaults, we will promptly replace that note with a paying note. You will continue to receive the full amount of the monthly payments as you always have with no gaps. You will get notice that a given note defaulted and the details and documentation on the new note that replaced it.
We are one of, if not the only dealer selling car notes to individual investors on the internet. Selling car notes to private investors just makes good business sense as it cuts out the greedy middle-men banks. This gives both sides a far better deal. This is truely a win-win-win for all involved.
We have access to millions of dollars worth of notes through our "Note Car Dealers Network" and are constantly updating our note inventory.
We can structure your car note purchase depending on the dollar amount of notes you wish to obtain.
You may purchase any dollar amount worth of car notes from $5,000 to $5,000,000US on a 12 month term basis.
3 Ways To Invest with BuyCarNotes.com Inc.
17.64% APY "INTEREST ONLY Payment" Option:
Your car notes will return a 17.64% Annual Percentage Yield, paid monthly. With this option, you will receive 1.47% (1/12th of 17.64% APY) interest only monthly payments. For example, on a $10,000 investment, your interest only monthly payments would be $147.00 and your yearly earnings would be $1,764. Your $10,000 principle will be returned (or reinvested by request) at years end.
Minimum investment is $5,000US.
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17.64% APY "PRINCIPLE & INTEREST Payment" Option:
Your car notes will return 17.64% APY, paid monthly. With this option, you will receive monthly payments including principle and interest. The 1.47% monthly interest (1/12th of 17.64% APY) will ONLY be paid on the REMAINING principle per month. For example, on a $10,000 investment, your monthly payments would be $915.09 of which an average of $833.33 in principle ($10,000 divided by 12 months) would be paid back to you every month along with an AVERAGE of $81.76 per month in interest. This option will pay $981.12 in total interest on a $10,000, 1 year investment.
Minimum investment is $5,000US.
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19.14% ROI "AUTO REINVEST Payment" Option:
This is taking the "17.64% APY INTEREST ONLY Payment Plan Option" one step further. We will automatically reinvest your 1.47% monthly interest payments on a month to month basis. Your reinvested car notes will return 19.14%, paid yearly. With this option, you will NOT receive monthly payments. For example, starting with $10,000 at the beginning of the first month, at the end of the first month, it will have earned 1/12th (or 1.47%) of the interest it should earn over the year. At the end of the first month 1/12th of interest is added to the original amount and we start over again. 1/12th of 17.64% of $10,000 is $147, so we add this amount to the $10,000 to get a starting balance of $10,147 at the start of the second month. During the third month, it earns 1/12th of 17.64% of $10,294, We repeat this for each month and so on... At the end of the year, you would receive a lump sum of $11,914 and a profit of $1,914.
Minimum investment is $5,000US.
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Get Started Now - Click Here
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